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Tier 1 (Investor) visa category

The Tier 1 Investor visa is specially designed for high net worth individuals who desire to relocate themselves to UK. These visas are granted on a limited scale.

In it the main applicant and all immediate family members, including spouse and children under the age of 18 are eligible.  It is granted for three years and four months with a clause to extend it for another two years. An investment of at least £ 1 million has to be made.  The requirement to demonstrate knowing English is waived. Working, studying and business activity are allowed. The duration of stay for permanent residence depends on the amount of investment. Investment of £1 million makes one eligible after 5 years in UK

Investment of £ 5 million makes one eligible after 3 years in the UK

Investment of £ 10 million makes one eligible after 2 years in the UK

The number of days that the applicant can spend outside UK has been increased to 180 days per year. 

The investment into the British economy can be made in UK Government Bonds, share capital or loan capital in active and trading companies registered in UK. Investment can be held in foreign currencies also. 25% of the investment can be held in a personal account or can also be invested into real estate.

Instead of investing personal funds one can borrow from a UK regulated financial institution, to invest to meet visa requirements.  This option is available to those applicants who have personal assets of £ 2 million or more, or of £10 million (for borrowing £5 million), or of £20 million (for borrowing £10 million).  The personal assets and funds of applicant and those belonging to a spouse can be included to valuate total assets. The visa can be applied up to 3 months before the date of travel to UK and it will be decided within 3 weeks.

Fees

The amount to be paid for a Tier 1 (Investor) visa depends on the situation, place of existence and the mode of applying.

You can’t invest in companies engaged in property investment, development and management.

The applicant must be 16 years old and the funds must be held in one or more regulated financial institutions.

The applicant can Use own money or of husband, wife, and unmarried or same-sex partner to invest. It has to be proved that the £2,000,000 in personal assets is self owned or jointly held with (or belonging to) husband, wife, unmarried or same-sex partner,

Documents to be provided

A current passport or other valid travel identification, a passport sized photograph along with tuberculosis test report. To have a blank page is needed in the passport for stamping the visa.

The source of own money, details of inheritance and other relevant facts have to be provided. In case of partner’s money a certificate of marriage or civil partnership is needed and the nature of relationships must be long-term for at least 2 years. A statement from the partner confirming of allowing control of funds in UK, supported by a letter from a legal adviser stating that the said declaration is valid, is needed.

Loaned money

A letter of confirmation, from an authorized official of a UK financial institution, stating the valuation of personal assets is over £2,000,000 (after liabilities), and that no less than £1,000,000 is available for borrowing on the date of issue of letter, is needed. Additional documents depending on your circumstances should also be provided.

HSBC lends a helping hand and is a Facilitator, authorized by the UK Government to implement the UK Investor Program given after thorough contact, follow-up and understanding of particular circumstances. It offers an attractive package of services designed to assist in completing the investment requirement and has set high standards to meet. One has to maintain a main home in United Kingdom and accommodate any dependants without taking employment.

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